“The Tennessee Consumer Protection Act § 47-18-1001 requires Credit Services Businesses, also known as Credit Repair Companies, to register with the Tennessee Division of Consumer Affairs and to obtain a $100,000 Surety Bond. This bond is for the consumer’s protection against fraudulent business practices. These companies are also required to allow consumers five (5) business days to cancel a contract for service.”–From the Tennessee Consumer Affairs Division web page.
Consumer can click on a link on this page to find the companies that have complied with this law.
Also there are links to documents that are designed to help consumers learn more about credit service businesses, credit repair, and debt management plans.
For professions in Tennessee: ”[Y]ou can verify the license status of people in dozens of professions, including home improvement/contractors, real estate agents, security guards, cosmetologists, and many more. To see what professions you can search for, when you enable the search form, select from the “professions” pull-down menu.”–From the website.
The Tennessee Housing Development Agency administers the Keep My Tennessee Home Program that aims to offer assistance to homeowners who have fallen behind on their mortgages and face the loss of their homes to foreclosure. There are videos available that explain the program.
The Institute of Museum and Library Services has mapped the public libraries of the United States and Puerto Rico here. There are over 17,000 public libraries, more than the number of McDonald’s (about 14,000) in America and more than the number of Starbuck’s (about 11,000).
“Starting with over two million items, each with its own special story and significance, the Digital Public Library of America will now begin to assemble the riches of our country’s libraries, archives, and museums, and connect them with the public.”–From the website.
Also from the website: ”[T]here will be three key elements to the DPLA:
- First, an easy-to-use portal where anyone can access America’s collections and search through them using novel and powerful techniques, including by place and time.
- Second, a sophisticated technical platform that will make those millions of items available in ways so that others can build creative and transformative applications upon them, such as smartphone apps that magically reveal the history around you.
- Third, along with like-minded institutions and individuals the DPLA will seek innovative means to make more cultural and scientific content openly available, and it will advocate for a strong public option for reading and research in the twenty-first century.”
American Society of Civil Engineers 2013 Infrastructure Report Card on United States Infrastructure.
Urban Land Institute and Ernst & Young: 2013 Infrastructure, Global Priorities, Globa Insights. Includes information on U. S. infrastructure plus information on the infrastructure of countries from around the world.
10 Pieces of U. S. Infrastructure We Must Fix Now, from Popular Mechanics
Council on Foreign Relations: Encouraging U. S. Infrastructure Investment, Policy Innovation Memorandum no. 17 (Can be downloaded from the site).
InfrastructureUSA : Advocating to Restore America’s Infranstructure.
Includes a database by the non-profit organization Common Sense Media of reviews on all types of media (movies, books, games, websites, apps, music, and TV) that parents and their children can use to find trustworthy information about all of these kinds of media.